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"I am a federal authorized DEBT RELIEF AGENCY and I help people file bankruptcy.

Information contained in this website is not legal advice and no attorney client relationship is created by you accessing information in this website. The informational only and unless you sign a written contact with Joseph I. Wittman, , attorney at law, I do not represent you in any way. You can retain me as your attorney by contacting us at the number set forth in this website and signing a contract to employ to our firm to help you."

Can I Avoid Foreclosure in Topeka, KS?

IF you feel like you are drowning in debt and are desperate for relief that won’t involve having to sell your home, you may want to renegotiate your debts. Chapter 13 could be the way to go. It could help you avoid foreclosure.

How Chapter 13 Works

Many people in Topeka, KS think that filing bankruptcy means losing everything you’ve worked hard for. That’s not necessarily the case. If you don’t want to liquidate your assets and you have the ability to pay off your debts over a longer period of time than they are structured for today, you may be able to keep your home.

Get Legal Advice

If you are afraid of foreclosure due to mounting debt, increased interest rates, or other financial concerns you should speak with a Topeka, KS bankruptcy attorney. The law office of Joe Wittman would be pleased to help you navigate the options available to you.

Restructuring your debts may result in less than positive results on your credit report and could stretch out your debt payment schedule for longer than you anticipated but the result could be financial relief today because you won’t have so many hefty debt payments. Plus you’ll be able to avoid foreclosure, provided you move forward and stay on plan.

Talk to our Topeka, KS bankruptcy attorneys for sage advice that could help you determine whether or not you can file bankruptcy and still avoid foreclosure. We would be happy to help you! Call 785-234-3663 today.