"I am a federal authorized DEBT RELIEF AGENCY and I help people file bankruptcy.


Information contained in this website is not legal advice and no attorney client relationship is created by you accessing information in this website. The informational only and unless you sign a written contact with Joseph I. Wittman, , attorney at law, I do not represent you in any way. You can retain me as your attorney by contacting us at the number set forth in this website and signing a contract to employ to our firm to help you."

Choosing Between Chapter 13 and Chapter 7 in Topeka, KS



Should you file Chapter 13 or Chapter 7


In Topeka, KS, there are a number of people struggling with debt. Bankruptcy is seen by most people as a last resort. When you get to where you feel like you have to resort to that, you will want to talk to a knowledgeable bankruptcy attorney. The right advice will help you move forward with a plan that will help you begin the journey of moving on with your life to get past financial difficulty.


Chapter 13 Bankruptcy


Chapter 13 is something many people decide on when they have the ability to make payments through a regular income and own property as well. Instead of what you are paying today, your bankruptcy trustee will take an agreed amount to be distributed between your creditors over a set schedule. You can usually keep your home if you file under Chapter 13.


Chapter 7 Bankruptcy


When you need to liquidate all of your assets, a chapter 7 bankruptcy could be the proper approach for you. This is something that most people who do not own their own home opt to do. Your bankruptcy could be discharged significantly sooner than a chapter 13 bankruptcy and you can eliminate your unsecured debts.


Get Sage Advice About Bankruptcy


Do you want some advice to help you decide how to proceed? If you are in the Topeka, KS area and are interested in finding out more about filing bankruptcy as well as the difference between chapter 13 and chapter 7 filing in Topeka, contact the law office of Joseph I. Wittman at 785-234-3663. We would be pleased to help you!